We use cookies to enhance your browsing experience and deliver our services. By continuing to visit this site, you agree to our use of cookies.More info
Ken Schwartz Real EstateKen Schwartz Real Estate
Call Us:

858-500-2195

Message Us:

[email protected]

  • Meet The Team
  • Read Our Blog
  • Success Stories
  • Our Current Listings
  • The Seller Experience
  • Sell My Home
  • Get Cash Offer
  • Get Your Home's Value
  • Sold Gallery
  • Search Homes for Sale
  • The Buyer Experience
  • Contact Us
    • Call Us:

      858-500-2195

    • Message Us:

      [email protected]

    Featured Image

    What the $1T Infrastructure Bill Means for Home Sellers

    Days after passing the massive $1 trillion infrastructure package, the Senate has turned its sights to a $3.5 trillion measure...

    • Ken Schwartz
    • September 20th, 2021
    • 4 min read

    Days after passing the massive $1 trillion infrastructure package, the Senate has turned its sights to a $3.5 trillion measure that focuses extensively on housing and zoning policy investments. If you're thinking about selling your home, here's how these two bills could impact the market, your property, and your profit potential.

    Understanding the Infrastructure Bill

    Out of the $1 trillion in the infrastructure bill, some $550 billion is being assigned to bridges, roads, high-speed internet, and other improvement projects across the country. Many more billions are going toward public transit, but that's not the biggest concern to today's homeowners and sellers.

    Preserving and Expanding Affordable Housing

    If you're in the position to sell your house in the next year or two, the $3.5 trillion plan the Senate is considering should be your real point of focus. If this plan is approved, it will allow up to $332 billion for investments in housing and related projects.

    This plan could also fund the $213 billion plan to build and preserve more than two million affordable housing units across the country.

    Incentivizing Cities and States

    Also in the infrastructure plan are proposals to expand the Section 8 housing vouchers and provide more incentives to cities and states to eliminate "exclusionary" zoning. Both of these are part of the effort to aid the housing crisis, but neither are part of the infrastructure bill—yet.

    The Associated General Contractors of America is just one of many organizations urging the house to pass these resolutions. They're also just one of many that would benefit from the approval.

    Changing Policies and Opening Doors

    The New York Housing Conference also spoke on the matter, advocating a change to the "50 percent test," which currently requires a development to receive at least half of its funds from private activity bonds to receive Low Income Housing Tax Credits.

    Since the federal government gaps those private activity bonds, the state of New York can only issue so many, limiting affordable housing construction. The group estimates that cutting the 50% rule in half to just 25% would allow up to 10,000 more affordable housing units to be constructed each year throughout the state. 

    How Are Homeowners Impacted?

    There are dozens of ways, both directly and indirectly, that homeowners can expect to be impacted by this massive infrastructure bill. First and foremost, agents and property owners should look on the bright side: Even the smallest towns in America are expected to see an impact from the influx in funding, giving way to everything from simple highway improvements to so much more.

    The Impact Won't Be Instant

    Home sellers with their property already on the market shouldn't expect to see a change in the short term. However, homeowners planning to list their houses in the next one to three years will definitely feel the impact as the surrounding community expands and improves.

    Without a doubt, most communities will see an increase in affordable housing units, including apartment complexes and small developments, over the next few years. This can impact housing values by simply increasing supply, but the exact impact is yet to be seen and can really only be calculated when the time comes.

    Without a crystal ball, any expert would be hard-pressed to pull a number out of their hat. Aside from supply increases, demand will be impacted as interest rates, the national economy, and local job availability change with time.

    Focus on Community Outlook

    If you are a homeowner concerned about the market's direction, or perhaps a buyer wondering how this bill could affect availability or pricing in the area, don't sweat it. In truth, the infrastructure bill is unlikely to have a direct nor immediate impact on any single homeowner.

    After all, this package targets developers, investors, and municipalities—homeowners won't even begin to see impacts until these parties go through the process of advocating for policy changes, enacting new laws (zoning laws, for example), and actually receiving funding for projects like affordable housing construction.

    So, while the impact on the housing market won't be seen for some time, you can get ahead of the curve by considering the overall community outlook. Stay abreast of the projects your city, county, and state are pursuing.

    Let's Talk About You

    In the meantime, if you have any questions about the market as it is now, don't hesitate to reach out.

    Let's Talk

    Author Photo
    About the author

    Ken Schwartz

    8585002195
    • facebook
    • X
    • instagram
    • linkedin
    • youtube
    Since 2008, I have been helping clients reach their goals, and doing so in the most professional fashion possible. I graduated with a Bachelor’s Degree in Mechanical Engineering from the University of California at San Diego in 2008. After working in the field for a short time, I found my true calling in Real Estate. My ability to talk with people and problem solve made real estate a perfect fit for me. I obtained my Real Estate License in 2008 and have worked in the industry ever since. My previous experience includes Property Management and helping clients Buy or Sell their home. In 2012 I received my Real Estate Brokers license and have recently joined the team at CENTURY 21 Affiliated. When I'm not out selling homes, I love spending time with my wife and 4 french bulldogs. I also play in an adult baseball league, which helps fulfill my competitive nature. Having played baseball in high school, it is a great extension to my glory days. Thankfully San Diego has such great weather, we can play year round. My expertise in the San Diego market and the outstanding resources of CENTURY 21 Affiliated give my clients the satisfaction that I can provide them the best quality service out there. A Real Estate transaction can be a stressful time, but it doesn't have to be. We do everything we can to make it as smooth as possible, while delivering our clients the best value and helping to build their personal wealth.

    Similar posts like this

    Timing the Market vs. Preparing for It: Which One Actually Pays Off?

    Thinking of selling your home in the San Diego Metropolitan Area? Discover why trying to time the market may backfire—an...
    Read more

    Stuck Between Moving and Staying? These 3 Questions Can Help You Decide

    Feeling torn about moving or staying put? These 3 questions can help you get clear on what matters most—beyond just your...
    Read more

    Summer Home Shopping in San Diego? Here’s How to Beat the Competition Without Overpaying

    Buying a home in San Diego this summer? Here's how to write a competitive offer, understand seller motivation, and know ...
    Read more
    Ken Schwartz Real Estate

    Ken Schwartz | CA DRE #01854235 | NMLS 2461429

    2020 Camino Del Rio N. Suite 800, San Diego CA 92108

    2020 Camino Del Rio N. Suite 800, San Diego CA 92108

    Call Us:

    858-500-2195

    Message Us:

    [email protected]

    Footer Links

    • Meet The Team
    • Read Our Blog
    • Success Stories
    • Contact Us
    • Get Your Home's Value
    • Marketing Strategy
    • Search Homes for Sale
    • Mortgage Calculator
    Privacy Policy

    Ken Schwartz | CA DRE #01854235 | NMLS 2461429 © 2025

    Powered by