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Ken Schwartz Real EstateKen Schwartz Real Estate
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858-500-2195

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[email protected]

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  • 2025 FAQ
    • Call Us:

      858-500-2195

    • Message Us:

      [email protected]

    San Diego Real Estate
    2025 FAQ for Sellers & Buyers

    your next move starts here

    Ready to Buy or Sell in San Diego?
    Let’s Make It Happen.

    The San Diego real estate market in 2025 is full of opportunity. Whether you’re buying your first home, upsizing for more space, or looking to sell at the right time. Our team specializes in guiding homeowners and buyers through every step with clarity, strategy, and local expertise.

    how we helped others

    SELLERS

    What’s the market like for selling a home in San Diego in 2025?
     

    San Diego continues to see strong demand in coastal and walkable neighborhoods, with pricing driven by school zones, commute times, and amenities. If you’re selling a home in San Diego, expect well-priced, move-in-ready properties to attract multiple qualified buyers. Homes that are less than perfect need a well thought out game plan and pricing strategy to make sure you are well positioned on the market.

    When is the best time to list my home in San Diego?
     

    Historically, late winter through early summer brings the most eyeballs and motivated buyers. That said, micro-markets matter—condos near transit, beach-area cottages, and family homes in top school districts each have their own peak windows.

    How should I price my home to sell (without leaving money on the table)?
     

    We use hyper-local comps, pending data, and buyer search trends to set a strategic list price that creates urgency. The goal is to position slightly ahead of the market, then let professional marketing and exposure drive your best outcome.

    What upgrades deliver the best ROI before selling in San Diego?
     

    High-impact, budget-friendly updates—fresh paint, modern lighting, landscaping, and minor kitchen/bath refreshes—perform well. Energy-efficient features and move-in-ready presentation also rank high with San Diego buyers.

    What should I know about selling a condo or townhome in San Diego?
     

    Have HOA docs, budgets, and special assessment history ready early. Buyers care about HOA health, pet rules, amenities, parking, and short-term rental policies—clear, upfront info helps you sell faster. The new issuess presenting home sellers with condos are insurance and SB326 deck and balcony inspections. They key is to get ahead of it, and make sure you have all the information avaiable to form the right pricing strategy.

    What are the typical closing costs for San Diego home sellers?
     

    Expect title/escrow fees, transfer taxes, real estate compensation, upfront HOA document preperation fees, and prorations for taxes/HOA dues. We’ll provide a net sheet up front so you know your estimated bottom line before you list.

    Can I sell with tenants in place?
     

    Yes, but planning is key. We’ll coordinate showings respectfully, align with California notice requirements, and advise on timing so you protect your sale price and tenant relationships.

    BUYERS

    Is renting vs. buying in San Diego a smart move in 2025?
     

    If you plan to stay 3–5+ years, buying often builds equity faster than rent growth—especially in high-demand areas. We’ll run a personalized rent-vs-buy and break-even analysis for your target neighborhood.

    How much do I need for a down payment in San Diego?
     

    Many buyers use 3–5% down, while 10–20% can reduce payments and mortgage insurance. We’ll match you with local lenders who understand San Diego condos, townhomes, VA, FHA, down payment assistance, and jumbo financing.

    What should first-time homebuyers in San Diego expect?
     

    Competition varies by price point and area, so prep matters: full pre-approval, clear budget, and flexible terms. We’ll focus your search on neighborhoods that fit your lifestyle, commute, and long-term goals.

    How do I win a multiple-offer situation in San Diego?
     

    Strong pre-approval, clean terms, realistic contingencies, and local lender credibility help you stand out. We’ll tailor strategy (pricing, credits, timelines) to the specific seller’s priorities.

    Are ADUs and multigenerational setups a good idea here?
     

    Accessory Dwelling Units are popular in San Diego for rental income or family living. We’ll help you evaluate lot suitability, permitting considerations, and likely rental demand by neighborhood.

    What are typical closing costs for San Diego buyers?
     

    Most buyers should budget roughly 2–3% of the purchase price for closing costs (loan, escrow, title, prepaid items). We’ll estimate your numbers early and negotiate credits whenever possible.

    What should VA, FHA, or jumbo buyers know about buying in San Diego?
     

    These loan types are common locally, but each has appraisal and property condition nuances. We’ll align your search with homes that fit your financing so you can move quickly and confidently.

    are you considering a move?

    Why Work With Us
     

    meet ken schwartz

    How do you market homes for sale in San Diego?

    

    We combine luxury-grade visuals with targeted digital ads, SEO, and social reach to put your listing in front of the right buyers—locally and out-of-area. Neighborhood-specific copy and data storytelling help your home stand out.

    What’s your approach for San Diego homebuyers?
     

    Consultation first, then laser-focused search. We use real-time alerts, off-market outreach, and offer strategies that fit each micro-market so you don’t miss the right home.

    Do you have local vendor and lender connections?
     

    Yes—trusted San Diego inspectors, lenders, contractors, stagers, and property managers. Our vetted network streamlines your transaction and supports you long after closing.

    How will you communicate during the process?
     

    Proactive updates, plain-English timelines, and a single point of contact. You’ll always know what’s next, what’s due, and what it means for your bottom line.

    What makes your San Diego real estate team different?
     

    Local expertise + data-driven strategy + white-glove service. Whether you’re selling a home in San Diego or buying your first condo, we align the process to your goals—not the other way around.

    Can you help me relocate to (or from) San Diego?
     

    Absolutely. We coordinate virtual tours, neighborhood deep-dives, temporary housing, and mover referrals. Our relocation playbook keeps your timeline and costs on track.

    How do we get started?
     

    Book a quick consult. We’ll outline a custom plan for selling or buying in San Diego, complete with timelines, costs, and next steps—so you can move forward with clarity and confidence.

    Ken Schwartz Real Estate

    Ken Schwartz | CA DRE #01854235 | NMLS 2461429

    2020 Camino Del Rio N. Suite 800, San Diego CA 92108

    2020 Camino Del Rio N. Suite 800, San Diego CA 92108

    Call Us:

    858-500-2195

    Message Us:

    [email protected]

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